|Mortgage Debt Not Regulated by Consumer Credit Act 1974|
|National Trust Membership Rules Out Judge in Planning Dispute|
|Court Provides Resolution to Potential Problem|
|Careless Talk Costs Land|
|Reasonable Depends on Circumstances|
|The Perils of Incautious Auction Purchase|
|Non-Compliance With Court Order Leads to Fine|
|Inaccurate Sale Particulars Lead to Repayment Order|
|Squatters - What to Do Now|
|Council Not Liable for Tree Roots Subsidence|
|Accessing Your Own Land|
|Buying Abroad - Considerations|
|Buying a House and Consumer Protection|
|Current Laws on Electrical Work|
|Fact Sheet - Disclosure to Mortgage Lenders of Incentives for Buyers|
|Guide to Law on Squatting in Residential Premises|
|How Do We Set Up a Commonhold?|
|Mortgage Exit Administration Charges - Consumer Redress|
|Phone Masts - The Law and Practice|
|Planning Law Basics - New Developments|
|Selling Your Property at Auction|
|Tenants' Right to Buy|
|The Duties of Mortgage Lenders|
|Timeshares - Good or Bad?|
|What is a Tenant's Improvement?|
|When Can I Access My Neighbour's Land?|
|Who Can Go Where?|
Since 2003 qualifying leaseholders have had the right to take over the management of their block of flats from their landlord, under provisions made under the Commonhold and Leasehold Reform Act 2002. Leaseholders who take advantage of this right have more control over the level of service charges, can appoint their own choice of managing agent and choose their own insurers.
The legislation also gave leaseholders who do not exercise this right increased powers when dealing with their landlord over unreasonable charges and improvements were made to the way the Leasehold Valuation Tribunals work to resolve disputes. In addition, requirements for landlords to consult over service charges came into force on 31 October 2003.
The Act also introduced the new concept of Commonhold, a new way of owning property in common which is intended to be attractive to some flat owners who wish to take the ownership and management of the freehold of their block of flats out of a management company. They may also become increasingly common in new developments of community housing and blocks of flats.
To set up a commonhold, the leaseholders form a Commonhold Association (CA) to own and manage the land in question, which must be registered land. Once the commonhold is formed, the CA becomes responsible for its management. Although this is normally contracted to property management professionals, the ultimate responsibility lies with the directors of the CA.
I can advise you on all aspects of right to buy, setting up a commonhold or any other property matter.